Smartphones are causing the world to change its views of cash

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Apps are changing the way we pay for products and services. Mobile technology and applications by companies ranging from large international organizations to headstrong startups are running full tilt in the race to be the top choices for consumers to purchase products from websites, transfer funds, pay bills, manage investments and even shop at brick-and-mortar stores, without a second thought to actual physical cash. According to Marc Rochman, whose startup, Openbucks, allows smartphone owners to use gift cards to pay for purchases online, “We are changing the way people think…

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