Credit cards have a new cousin as cell phones enter the mobile commerce marketplace with the technology to pay for a purchase in a brick-and-mortar shop with nothing more than a wave of the device. Though some are eager to start using it, others are wary of the process. This concern may not be entirely unfounded. It seems that many of the policies and laws that have been put into place to protect our money and credit aren’t yet aligned with the latest in technological advancements. The Consumers Union has…
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